Prediction models in credit scoring are often formulated using available data on accepted applicants at the loan application stage. The use of this data to estimate probability of default (PD) may ...

中文翻译：

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关于信用评分中非随机样本的套索和自适应套索

信用评分中的预测模型通常使用贷款申请阶段接受申请人的可用数据来制定。使用这些数据来估计违约概率 (PD) 可能...