Financial crises are a recurring feature of modern economies. This article summarizes the lessons learned from policy interventions and tools used to resolve banking crises from a practical, operational perspective and in light of the experiences and challenges faced during and since the 2008 global financial crisis. Managing a systemic banking crisis is a complex, multiyear process and requires a comprehensive framework for addressing systemic banking problems while minimizing taxpayers’ costs.

中文翻译：

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应对银行业危机：现场经验教训

金融危机是现代经济反复出现的特征。本文从实际操作的角度，并结合 2008 年全球金融危机期间和之后所面临的经验和挑战，总结了从用于解决银行危机的政策干预和工具中吸取的经验教训。管理系统性银行危机是一个复杂的、多年的过程，需要一个综合框架来解决系统性银行问题，同时最大限度地降低纳税人的成本。