The Norwegian pension system has provided unprecedented flexibility to combine work and pension drawing from the age of 62, and this has become a popular option. Using qualitative interviews with 28 older workers, we explore their information strategies and motivations. We find that many informants struggle to understand the various options and their consequences and use different strategies to shield themselves from insecurity: they downplay the issue or point to factors beyond their control. Two key motives for early pension take-up are the desire to secure the money for one’s family in the event of early death and to get the money while still vigorous. Informants typically imagine life after 80 as quiet and with fewer material demands. In conclusion, the analysis shows how adaptations to the flexible pension system are embedded in notions of ageing, institutional trust, and a newfound sense of ownership regarding one’s retirement savings.

中文翻译：

---

在挪威结合工作和养老金：收集信息和想象未来

挪威的养老金制度提供了前所未有的灵活性，可以从 62 岁起将工作和养老金提取结合起来，这已成为一种流行的选择。通过对 28 名老年工人的定性访谈，我们探讨了他们的信息策略和动机。我们发现许多线人很难理解各种选择及其后果，并使用不同的策略来保护自己免受不安全感：他们淡化问题或指出他们无法控制的因素。提早领取养老金的两个主要动机是希望在早逝的情况下为家人获得资金，以及在仍然精力充沛的情况下拿到钱。线人通常将 80 后的生活想象为安静且物质需求较少的生活。综上所述，