This article reviews the design and delivery features of individualised budgets for disabled and older adults to understand the mechanisms for disaggregation and collaboration in the way support is organised and delivered. Individualised funding is often assumed to be a fragmenting force, breaking down mass provision into personalised and tailored support and stimulating diverse provider markets. However, disability campaigners and policy makers are keen that it also be an integrative force, to stimulate collaboration such that a person receives a ‘seamless’ service. The article brings out these tensions within the individualisation of funding and support for older and disabled people in the United Kingdom and Australia, and considers whether there is scope for reconciling these dual forces.

本文回顾了针对残疾人和老年人的个性化预算的设计和交付特征，以了解组织和交付支持方式中的分解和协作机制。个性化资助通常被认为是一种分裂力量，将大规模供应分解为个性化和量身定制的支持，并刺激多样化的供应商市场。然而，残疾活动家和政策制定者热衷于它也是一种综合力量，以促进合作，使人们获得“无缝”服务。这篇文章指出了英国和澳大利亚老年人和残疾人在个人化资助和支持方面的紧张关系，并考虑是否有调和这些双重力量的余地。