Purpose

This study aims to assess the role of financial inclusion (FI) in moderating the incidence of entrepreneurship on energy poverty in Ghana.

Design/methodology/approach

The assessment is made by using pooled data and two-stage least squares. The exposition builds from the 7th (GLSS7) and 6th (GLSS6) rounds focusing on the Ghana Living Standards Survey (GSS, 2014, 2019) that is collected by the Ghana Statistical Service (GSS) from 10 principal regions in the country.

Findings

The findings show that entrepreneurship has an unconditional positive incidence on energy poverty while the interactive incidence between entrepreneurship and FI on energy poverty is negative. The corresponding FI policy thresholds that should be exceeded in order for FI to effectively moderate entrepreneurship for negative outcomes in energy poverty are between 0.154 and 0.280 index for the full sample; 0.187 index for the rural subsample; 0.200 and 0.333 index for the male sample. Thresholds are not computed for the rural and female subsamples because at least one estimated coefficient that is needed for the computation of such thresholds is not significant. Policy implications are discussed.

Originality/value

This study has complemented the existing literature by assessing how FI can be used to influence the nexus between entrepreneurship and poverty in Ghana.

中文翻译：

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普惠金融在减缓加纳能源贫困创业率方面的作用

目的

本研究旨在评估金融包容性 (FI) 在缓解加纳能源贫困创业率方面的作用。

设计/方法论/途径

该评估是通过使用汇总数据和两阶段最小二乘法进行的。该博览会以第七轮 (GLSS7) 和第六轮 (GLSS6) 为基础，重点关注加纳生活水平调查（GSS，2014 年、2019 年），该调查由加纳统计局 (GSS) 从该国 10 个主要地区收集。

发现

研究结果表明，创业精神对能源贫困有无条件的正向影响，而创业与金融投资对能源贫困的交互影响是负向的。为了使金融机构有效地调节创业精神对能源贫困的负面影响，应超过相应的金融机构政策阈值，整个样本的指数在 0.154 至 0.280 之间；农村子样本指数为 0.187；男性样本的指数为 0.200 和 0.333。不对农村和女性子样本计算阈值，因为计算此类阈值所需的至少一个估计系数并不显着。讨论了政策影响。

原创性/价值

这项研究通过评估金融投资如何影响加纳创业与贫困之间的关系，对现有文献进行了补充。