Transfer pathways are commonly associated with cost savings to students within the policy world. However, few have ventured to empirically examine whether traveling transfer pathways result in savings for students. Through this article, we report on analyses of this topic drawing on a custom linkage between Toronto District School Board, Postsecondary Student Information System, and Canada Student Loans Program administrative data. Such rich data allow us to estimate the relationship between traveling various pathways through Ontario postsecondary education (PSE) and (i) student’s propensity to borrow from the CSLP, along with (ii) the total amount they borrowed, while (iii) controlling for a broader range of potential confounders than ever before. Our analyses provide the most conclusive evidence of the cost savings available through transfer pathways in Ontario PSE, and have implications for policy discourse on this topic across comparable jurisdictions.

在政策领域，转学途径通常与学生节省成本有关。然而，很少有人敢于实证检验旅行转学途径是否能为学生节省开支。通过本文，我们利用多伦多地区教育局、高等教育学生信息系统和加拿大学生贷款计划管理数据之间的自定义联系来报告对此主题的分析。如此丰富的数据使我们能够估计通过安大略省高等教育 (PSE) 的各种途径与 (i) 学生从 CSLP 借款的倾向，以及 (ii) 他们借款的总额，同时 (iii) 控制潜在混杂因素的范围比以往任何时候都更广泛。