Financial products for retirement planning generally have complex taxation structures and death conditions. In particular, tax-deferred accounts (TDAs) can provide tax-sheltered wealth accumulation...

中文翻译：

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纳税递延账户和生存应急产品夫妇的最优投资组合选择

用于退休计划的金融产品通常具有复杂的税收结构和死亡条件。特别是，递延税账户（TDA）可以提供避税的财富积累……