This study investigates how diversity in the board of directors affects bank stability. We examine diversity in terms of gender, academic education, and nationality. Using a unique (global) sample from 14 countries, we find strong evidence that banks with female directors on the board are positively associated with bank stability. Directors holding high educational qualifications (PhD) are positively associated with bank stability. Conversely, foreign directors on the board are significantly and negatively associated with bank stability. Conditional on the bank type, our results reveal significantly differential effects of gender, nationality, and education on bank stability.

本研究调查了董事会的多样性如何影响银行的稳定性。我们考察性别、学历和国籍方面的多样性。通过使用来自 14 个国家的独特（全球）样本，我们发现强有力的证据表明，董事会中女性董事的银行与银行稳定性呈正相关。拥有高学历（博士学位）的董事与银行稳定性呈正相关。相反，董事会中的外国董事与银行稳定性呈显着负相关。以银行类型为条件，我们的结果显示性别、国籍和教育对银行稳定性的影响存在显着差异。