Conflicts about money and finances can be destructive for both the quality and longevity of relationships. This paper reports on a descriptive analysis of the contents of financial conflicts in two samples. Study 1 examined severe financial conflicts in social media posts (N = 1014) from reddit (r/relationships). Eight themes were identified via thematic analysis: "unfair relative contributions" "who pays for joint expenses", "job and income", "exceptional expenses", "terms of financial arrangements", "discrepant financial values", "one-sided financial decisions", and "perceived irresponsibility". Study 2 examined reports of more mundane financial disagreements recalled by married individuals (N = 481). Seven themes were identified via thematic analysis: "relative contributions", "job and income", "different values", "exceptional expenses", "mundane expenses", "money management", and "perceived irresponsibility". In both samples, themes could be ordered along the dimensions of "concerns about fairness" and "concerns about responsibility". The association of relationship outcomes (perceived partner responsiveness, couple satisfaction) with each theme and demographic predictors (income, relationship length, shared finances) were explored. Independent t-tests suggested that participants who recalled disagreements fitting the themes at the extreme ends of the two dimensions ("unfair relative contributions" and "perceived irresponsibility") reported worse relationship outcomes. In contrast, participants recalling disagreements fitting the theme of "mundane expenses" reported better relationship outcomes.

中文翻译：

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当夫妻因为钱吵架时，他们在吵什么？

有关金钱和财务的冲突可能会破坏关系的质量和寿命。本文对两个样本的财务冲突内容进行了描述性分析。研究 1 检查了来自 reddit (r/relationships) 的社交媒体帖子 (N = 1014) 中的严重财务冲突。通过专题分析确定了八个主题：“不公平的相对贡献”、“谁支付共同费用”、“工作和收入”、“特殊费用”、“财务安排条款”、“财务价值差异”、“单方面财务”决定”和“被认为不负责任”。研究 2 检查了已婚人士回忆的更平凡的财务分歧的报告 (N = 481)。通过主题分析确定了七个主题：“相对贡献”、“工作和收入”、“不同价值观”、“特殊开支”、“平凡开支”、“资金管理”和“感知的不负责任”。在这两个样本中，主题可以按照“对公平的关注”和“对责任的关注”的维度进行排序。探讨了关系结果（感知到的伴侣反应性、夫妻满意度）与每个主题和人口预测因素（收入、关系长度、共同财务）的关联。独立 t 检验表明，回忆起符合两个维度极端主题的分歧（“不公平的相对贡献”和“感知的不负责任”）的参与者报告了更糟糕的关系结果。相比之下，回忆起符合“平凡开支”主题的分歧的参与者报告了更好的关系结果。