This study provides an overview of the different dimensions of financial inclusion, its socioeconomic impacts on society’s sustainable development, and future research agendas. Initially, 620 studies were identified using Scopus and other databases, employing keywords such as financial literacy, financial inclusion, financial capability, women’s empowerment, fintech, artificial intelligence, financial accessibility, sustainable development goals, and economic growth. After refinement based on focus and relevance, 325 papers were analyzed in detail for review, primarily focused on India and emerging economies. This review highlights that access to finance by untouched segments of society is essential for sustainable and socio-economic development in developing economies. The official banking system, an effort by the government to assist the financially disadvantaged, can incorporate the impoverished into a formal financial system through campaigns and credit system reforms. Socioeconomic programs reinforce one another and foster the development of children, women, families, and society. This research paper undertakes a systematic literature review primarily focused on relevant articles in broad areas of financial inclusion and its impact analysis and offers a valuable agenda for future research.

中文翻译：

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普惠金融及其对社会经济发展的连锁反应：综合回顾

本研究概述了普惠金融的不同维度、其对社会可持续发展的社会经济影响以及未来的研究议程。最初，使用 Scopus 和其他数据库确定了 620 项研究，使用的关键词包括金融知识、金融普惠、金融能力、妇女赋权、金融科技、人工智能、金融可及性、可持续发展目标和经济增长。根据重点和相关性进行细化后，对 325 篇论文进行了详细分析以供审阅，主要集中在印度和新兴经济体。本次审查强调，社会未受影响群体获得融资对于发展中经济体的可持续社会经济发展至关重要。官方银行体系是政府为帮助经济上处于不利地位的人所做的努力，可以通过宣传活动和信贷体系改革将贫困者纳入正式的金融体系。社会经济计划相辅相成，促进儿童、妇女、家庭和社会的发展。本研究论文对普惠金融广泛领域的相关文章进行了系统的文献综述及其影响分析，并为未来的研究提供了有价值的议程。