Fintech, as the fusion of finance and technology, has not only transformed the traditional financial industry and contributed to reshaping the real economy. But also, it holds the potential to offer a feasible solution for achieving green and sustainable development. This paper investigates the impact of Fintech on corporate carbon emissions (CCEs) by using data from the National Tax Survey Database (NTSD). The results suggest that Fintech development leads to a reduction in CCEs. Our findings remain robust even after using the instrumental variable approach to alleviate endogeneity problems. The mechanism analysis reveals that Fintech reduces CCEs via alleviating financing constraints, improving energy efficiency, and promoting green innovation. Heterogeneity analysis demonstrates that Fintech dramatically decreases CCEs from coal energy consumption, while increasing CCEs from consuming power and gas energy. Additionally, carbon emissions from state‐owned and foreign companies experience a more pronounced reduction through Fintech compared to those from private firms. Furthermore, firms in eastern and middle regions are more vulnerable to Fintech development. Moreover, enterprises in non‐high‐tech industries and high‐polluting industries exhibit noteworthy performance in reducing carbon emissions through Fintech adoption. This research offers policymakers a path to effectively govern CCEs and achieve their carbon reduction targets.

中文翻译：

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金融科技对企业碳排放的影响：迈向绿色可持续发展

金融科技作为金融与科技的融合，不仅改变了传统金融业，也为重塑实体经济做出了贡献。而且，它还有潜力为实现绿色和可持续发展提供可行的解决方案。本文利用国家税收调查数据库（NTSD）的数据研究了金融科技对企业碳排放（CCE）的影响。结果表明，金融科技的发展导致 CCE 的减少。即使在使用工具变量方法缓解内生性问题之后，我们的研究结果仍然稳健。机制分析表明，金融科技通过缓解融资约束、提高能源效率、促进绿色创新等方式降低CCE。异质性分析表明，金融科技显着降低了煤炭能源消耗的 CCE，同时增加了电力和天然气能源消耗的 CCE。此外，与私营企业相比，国有企业和外资企业通过金融科技减少的碳排放量更为显着。此外，东部和中部地区的企业更容易受到金融科技发展的影响。此外，非高科技行业和高污染行业企业利用金融科技减少碳排放的表现也十分显着。这项研究为政策制定者提供了有效管理 CCE 并实现其碳减排目标的途径。